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The Malaysian Electronic Payment System, commonly known as MEPS, is an interbank network service provider in Malaysia. Malaysian Electronic Payment System, formerly known as Malaysian Electronic Payment System (1997) Sdn Bhd, is a payment consortium owned equally by 11 local banks. Its subsidiary company is MEPS Currency Management Sdn Bhd (MCM). MEPS plays the integral role in the implementation of smart cards for automated teller machine (ATM) cards, which are an upgrade to chip-based cards from previous magnetic-stripe cards issued to all banks' customers. The card is also known as ''Bankcard'', a card with multiple functions. There are three main functions that can be used, namely ATM (with various combinations of banking transactions), e-debit (online purchase payment) transactions at participating merchants and MEPS Cash (load in a monetary value into a bank card chip) and pay at participating merchants. In brief, MEPS’ role encompasses: * Development and implementation of payment services * Provision and management of shared infrastructure for participating financial institutions * Operating e-payment clearing and settlement systems for the financial industry * Governing adherence to relevant standards * Developing technical standards and specifications for the Smart Card * Certification services for payment smart card and personalisation centres MEPS provide the following services through its network to all participating banks: * Nationwide Shared ATM Network – An interbank switching infrastructure network for routine banking transactions including but not limited to cash withdrawal, funds transfer, credit card and loan repayment, account balance inquiry, mobile prepaid top-up, MEPS CASH loading and Touch n’ Go top-up * Cross-Border Initiative – A cross-border ATM network / link with 6 countries; currently providing inter-country cash withdrawal services and will be expanded to include inter-country funds transfer and balance enquiry * Regional Switching for Financial Institutions – Provision of ATM switching services for member banks amongst their regional branches * MEPS ATM – Deployment of white-label ATMs which are owned and managed by MEPS. The ATMs offer services ranging from domestic and cross-border cash withdrawal, domestic balance enquiry and funds transfer. Cardholders of participating banks in Malaysia have access to these ATMs while cash advance facilities for MasterCard and Visa cardholders would be enabled soon * Payment Multi-Purpose Card Specification (“PMPC”) – A proprietary ATM and Debit chip-card standard which was developed by MEPS. MEPS is the central coordinating body for the national implementation of the PMPC and is responsible for developing the PMPC chip card specification, technical standards, technical integration, support and coordination ==Member banks== Listed below is the participating banks. However, some participating banks provide only selected few of the services offered by MEPS as mentioned above. *Affin Bank *Alliance Bank Malaysia Berhad *Al Rajhi Bank *Agro Bank Malaysia (formerly known as Bank Pertanian Malaysia) *AmBank *Bank Islam Malaysia *Bank Rakyat *Bank Muamalat Malaysia *Bank Simpanan Nasional *CIMB Bank *Citibank *Hong Leong Bank *HSBC Bank *Kuwait Finance House *Maybank *OCBC Bank *Public Bank *RHB Bank *Standard Chartered Bank *United Overseas Bank 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Malaysian Electronic Payment System」の詳細全文を読む スポンサード リンク
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